At the first signs of financial trouble, the best step to take is to consult an experienced and reputable bankruptcy lawyer. At Heston & Heston, two of our lawyers are Certified Bankruptcy Specialists. Each having more than 34 years of practice experience, our lawyers are uniquely qualified to seek and obtain the best results possible for clients.
One goal of our bankruptcy practice is to assist clients in dealing with creditor collection actions. Once clients retain our firm, they can refer their creditors to our office which stops the harassing creditor calls. The most effective tool for stopping creditor actions is to file for bankruptcy. When you file for either Chapter 7 or Chapter 13, an automatic stay goes into effect that orders all your creditors to stop any collection actions, including:
- Collection calls
- Levy actions
- Wage garnishment
We are familiar with the strategies and tactics creditors use and employ our own methods to encourage them to stop their harassment and aggressive actions. All creditors must comply with specific laws and procedures when pursuing their collection activities. If necessary and appropriate, we will pursue litigation as a measure necessary to protect our clients' rights.